Earnings, deals and disclosures from Japan's listed financials companies, in English.
JR West now holds 20.0% of Kansai Mirai Bank after paying Resona ¥90bn, while the bank stays a Resona subsidiary; a banking service targeted for around spring 2027 depends on a banking-agent license.
Rakuten Bank took 100% of Rakuten Card and the securities holding company on October 1, paying in Class A shares that leave Rakuten Group with 49.95% of the bank's votes and Mizuho Bank with 10.52%, while Rakuten Group expects a ¥23.0bn tax charge.
Suruga Bank lifted its forecast for net profit in the year to March 2027 to ¥44.0bn and its dividend to ¥80, while relying on a one-off ¥5.6bn reserve release and an assumed January 2027 rate rise.
SBI Insurance Group would be delisted on 30 March 2027 as planned, with each of its shares converting into 3.53 SBI Global Asset Management shares, but the ratio can change and a final agreement, votes and approvals are still needed.
FIDEA Holdings' Yamagata and Akita banks signed their merger contract on 30 September, with the merged The FIDEA Bank, Ltd. planned for 1 January 2027 subject to regulatory approvals; the company said its earnings forecast is unaffected.
Chiba Bank and Chiba Kogyo Bank have finalised a one-for-one common-share swap into Chiba Financial Group, planned for 1 April 2027, subject to a 23 December shareholder vote and regulatory approvals including one under the Banking Act.
Advance Create's board approved a detailed plan on 30 September under which its president leaves the top job even if re-elected a director, a day after the TSE designated its shares special attention and set a listing penalty; no handover date is given.
Tokio Marine & Nichido settled a Credit Suisse-linked lawsuit over Greensill-linked insurance on September 24, its second confidential Greensill settlement this year, without admitting liability or disclosing terms.
Toho Bank now expects ¥16bn in net profit for the year to March 2027, a 23% upgrade from its May forecast, and is lifting its annual dividend by ¥5 to ¥26 a share as it now expects loan and securities income to exceed its original forecast.
Group net profit reached ¥2.58bn for the year to March 2026 as Kirayaka Bank logged a second consecutive annual profit, yet ¥20bn of 2009-era public capital stays outstanding after a record loss pushed its repayment back to September 2037, with management saying it may weigh a new capital raise depending on capital levels once that repayment is made.
Japan Exchange Group now projects ¥105.0bn in profit attributable to owners for the year ending March 2027, up 6.6% from its July forecast, after raising its assumed trading value for cash equities and index options and its assumed bond-futures trading volume, and it raised its planned annual dividend to ¥82.00 a share from ¥77.00.
Gunma Bank shareholders vote December 23 on a share exchange that would hand full ownership to Daishi Hokuetsu Financial Group from April 2027, with a linked charter rewrite taking effect only if the deal does.
Net Protections' operating subsidiary pushed the maturity on a ¥5bn term loan and a ¥7bn credit line to December 2026, with covenants unchanged, while it negotiates a new funding framework with related financial institutions.
Itochu Corporation and Norinchukin Bank funded ¥12bn of new non-voting Tokyo Century class shares on September 18, but a same-day cut to capital and capital reserves swept the whole amount into other capital surplus, leaving the company's formal capital figures unchanged from before the deal.
Advance Create's shareholders' equity turned negative by ¥276mn and the Osaka insurance agency now expects a ¥391mn net loss for the year to September, reversing a previously guided ¥450mn profit, after a third-party investigation into improper accounting at an advertising subsidiary forced write-downs and a restatement of prior results.
Three Integral-linked funds that held 85% of interior-fit-out maker Oliver's votes fell to zero percent on its Tokyo Standard market debut, though millions of shares remain on loan to Nomura until mid-October and Oliver is guiding for an 8.5% revenue rise with a 70% payout ratio this year.
Ariake Capital's stake in Tokyo Kiraboshi Financial Group climbed to 9.00% on client-funded market buying since July, and its filing reserves the right to press capital-policy or restructuring proposals, though none has been made so far.
MUFG priced ¥200bn of perpetual bonds this week that pay fixed coupons of 3.311% and 4.072% before floating over yen Tibor, but the fine print lets the bank cancel principal outright, not merely defer it, if its core capital ratio drops below 5.125%, with recovery never guaranteed.
Sony Life's internal review now confirms ¥56.4mn in insurance-related fraud from 21 customers and ¥124.2mn in separate improper money transfers from 17 customers, and the insurer says the Financial Services Agency has given notice of an on-site inspection while it winds down its exclusive-agency sales channel.
JACCS is closing four regional credit-screening offices and cutting its network from 11 sites to seven, offering the 180 affected employees a transfer, a relocation-based role change or a payout that could total up to ¥1.1bn in severance if everyone chooses to leave by March 2027.
Japan Post Insurance is raising $1 billion offshore for 30 years to pad its capital base, fixing a 6.50% dollar coupon for the first decade and giving regulators, not the company alone, the final say on any early redemption from 2036.
Four months after agreeing to merge, the two Tokai-region bank holding companies have walked away: differing views on the direction of the integrated holding company left the final agreement unworkable ahead of a September deadline, and both firms say the split leaves earnings unaffected.
The JFTC told SBI's tender vehicle it won't block the tender offer for BASE and cut the mandatory waiting period from 30 days to 18, but SBI says the correction changes nothing about the offer's actual purchase terms.
Investigation Division 2 has accepted unbanked's criminal complaint against five former trading partners over a gold bullion deal that left ¥1.34bn uncollected, a figure the company now puts at ¥1.36bn across 61 bars, while stressing the complaint's acceptance alone will not move its earnings.