Jimoto Holdings raised its forecast for the six months to September 2026, pointing to its two subsidiary banks. Ordinary profit is now expected at ¥2.2bn, up from the ¥1.4bn forecast issued on 15 May 2026, and profit attributable to owners of the parent at ¥1.6bn, up from ¥1.2bn.
The revised interim figures are 57.1% above the earlier ordinary profit forecast and 33.3% above the earlier net profit forecast. Forecast earnings per share rise to ¥59.91 from ¥44.86. The company's own reference figures for the same period a year earlier were ordinary profit of ¥1.464bn and attributable profit of ¥1.482bn.
What drove the change
The holding company said the upgrade rests mainly on better expected results at its consolidated subsidiaries, Kirayaka Bank and Sendai Bank. Kirayaka Bank cited higher net interest income from rising interest rates and lower credit-related costs. Sendai Bank cited the same rate-driven gain in interest income and lower expenses.
On a standalone basis, Kirayaka Bank now expects interim ordinary profit of ¥1.2bn, up from ¥700mn, and net profit of ¥1.0bn, up from ¥700mn. Sendai Bank expects ordinary profit of ¥900mn, up from ¥500mn, and net profit of ¥600mn, up from ¥300mn. These are separate bank-level forecasts and are not additive to the group totals.
What stays the same
Jimoto left its full-year forecast for the year to March 2027 unchanged: ordinary profit of ¥4.0bn and attributable profit of ¥3.6bn. It said it would announce promptly if a revision proves necessary.
The dividend forecast is also unchanged. The company plans a year-end ordinary dividend of ¥5 per share, with no interim payout. It also plans to pay the full stated dividends on its preferred shares issued when it accepted public funds, again with no interim dividend.
The figures are forecasts based on information available on 4 November 2026, and the company warned that actual results may differ. Jimoto plans to announce its interim results on 13 November 2026. For earlier background, see Earlier Tokyo Brief coverage.