Shimizu Bank returns to firmer ground with ¥3.13bn ordinary profit

Shimizu Bank's latest annual report reads like a regional-bank health check that has stopped blinking amber. In the year ended March 31, 2026, ordinary income rose to ¥33,674,000,000, ordinary profit reached ¥3,134,000,000, and profit attributable to owners of parent was ¥2,000,000,000.

For a lender of this sort, scale matters as much as the profit line. Total assets stood at ¥1,813,848,000,000 and net assets at ¥81,012,000,000 at year-end. That makes the latest result more than a tiny-bank bounce. It is a rebound delivered on a balance sheet well above the trillion-yen mark.

The step up from the previous year was clear enough. Ordinary income increased from ¥29,143,000,000 to ¥33,674,000,000, while ordinary profit rose from ¥2,300,000,000 to ¥3,134,000,000. The longer run is bumpier: ordinary income was ¥27,421,000,000 in the year to March 2022, ¥28,403,000,000 in 2023, ¥29,904,000,000 in 2024, then slipped before the latest jump.

The more dramatic comparison is with the year to March 2024, when Shimizu Bank reported an ordinary loss of ¥4,131,000,000 and a loss attributable to owners of parent of ¥3,301,000,000. The current year does not erase that awkward chapter, but it does leave it firmly in the rear-view mirror.

A separate internal control report adds a useful footnote to the numbers. The bank said its internal control over financial reporting was effective at March 31, and said the evaluation covered deposits, loans and securities, as well as judgment-heavy areas such as allowance for loan losses, deferred tax assets and fixed-asset impairment. What remains less clear from the supplied filing evidence is how much of the earnings recovery came from lending, securities, or other moving parts, so this is best read as a clean scoreboard, not a full play-by-play.