Senshu Ikeda Holdings told the Tokyo Stock Exchange on July 28 that unrealized losses on its held-to-maturity bond portfolio hit ¥18.18bn as of the end of June 2026. That single number is bigger than the ¥17.3bn net profit attributable to parent-company shareholders the bank booked for the year ended March 2026, a ratio of 104.8%. Measured against consolidated ordinary profit for the same year, ¥25.2bn, the shortfall works out to 72.0%.
| Metric | Value |
|---|---|
| Unrealized loss on held-to-maturity bonds | ¥18.18bn |
| Book value of affected securities | ¥280.5bn |
| Market value of affected securities | ¥262.4bn |
| Ratio to consolidated ordinary profit (year to March 2026) | 72.0% |
| Ratio to net profit attributable to parent (year to March 2026) | 104.8% |
The securities in question are bonds the bank has designated as held-to-maturity, meaning it books them at cost rather than market value and does not run unrealized swings through its profit-and-loss statement. The book value of the affected holdings stood at ¥280.5bn against a market value of ¥262.4bn, a gap of ¥18.18bn that the bank disclosed in full. There is no offsetting unrealized gain in the same bucket: the filing lists that figure as zero, leaving the entire ¥18.18bn as a net paper loss.
Higher Japanese yields have been pressuring bond valuations at lenders that loaded up on longer-dated debt when rates were lower, and this disclosure gives one regional bank's numbers rather than an industry estimate. Senshu Ikeda said the mark has no effect on its consolidated earnings forecast for the year ending March 2027 and that it will disclose further if anything material changes. The bank's own comparison points are last year's results, not this year's, so the ratios describe how the paper loss stacks up against a profit base that has already been reported, not a forecast of what is to come.